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  • free estimation of your property--ricardo medeiros real estate agent
  • price of homes sold in your neighbourhood--ricardo medeiros real estate agent
  • receive list of bankruptcies--ricardo medeiros real estate agent
  • buy your home with 0.00$ cashdown!!!--ricardo medeiros real estate agent
  • Home Buyer Program Self Employed---ricardo medeiros real estate agent
  • Home Buyer Program New Immigrant Canada---ricardo medeiros real estate agent
  • +50 subsidy housing programs--ricardo medeiros real estate agent
  • best mortgage rates--ricardo medeiros real estate agent

Get your pre-approved mortgage at the best possible rate…
This is an essential advantage!!

Click on the PROMOTIONS tab for your benefits !!!

Best mortgage rate mortgage loan prequalification

It is really beneficial for you to get pre-qualified with a mortgage certificate by a mortgage broker, chosen according to your financial profile, before buying your home.

Here are the benefits of being pre-qualified:

  • This is a free service.

  • You shop for your dream home according to your financial capacity and your monthly budget.

  • Your interest rate is guaranteed for a period between 30 and 90 days.

  • You reassure the seller who receives your promise to purchase by confirming your ability to buy his property.

  • You stand out where there is more than oneinterested buyer.


Did you know that the vast majority of banks do not consider governmental family benefits as income when calculating your mortgage limit? However, you receive your monthly benefits that are guaranteed revenue. By choosing the right banking institution, all of your revenues will be considered and your pre-approvedmortgage limit will be increased significantly.

For example, the inclusion of 600$/month in family benefits, that you receive monthly for your children, will allow your pre-approved mortgage limit to be increased by approximately 40 000$. If your family benefits is 1,000$/month, then your mortgage limit just increased by approximately 67000$.

As your realtor, I first study your financial profile and I advise you which mortgage brokers can best respond to your mortgage needs.

Please click on the links below for:

Determine how much you can afford to spend on a home

Determine the payments on your mortgage

You can contact us at 514-919-4307
(or answer the questions below)
and we will contact you within 24 hours:


  • Want to buy your property to live in it?
    You want to buy a property for investment?

    Want to know how to buy with $0.00 cash down?

    You are a tenant and you would like your rent money to pay for your mortgage instead of the tenant's mortgage?

    You are a newcomer (3 to 36 months in Canada) and you want to know about goverment aid programs that are available to you to buy a house?

    You are a first time home buyer and would like to know about assistance programs to purchase property?

    You receive government benefits for your children?

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Click on the SUBSIDIES tab and discover more than 50 governmental rpograms to help you !!!

Get priority access to your exclusive reports for buying and selling properties

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